Terms of Use

Ownership of the site

You may download, view, copy and print pages from this website for your own personal use, subject to your agreement not to:

• Republish material from this website.
• Sell, rent or sub-license material from this website.
• Reproduce or otherwise exploit material from this website for a commercial purpose.
• Redistribute material from this website except where specifically made available for redistribution.
• Modify material from this website, such as by removing our copyright notice from print-outs.

Disclaimer

This site contains information based on the opinions and experience of SF Tebby & Son. Whilst we try to ensure the information on this site is correct, we do not warrant its completeness or accuracy. The material on this site is for general information purposes and does not constitute advice for your particular circumstances. Please do not rely on information on this site without first discussing your specific situation with us — any action you take in reliance on it is at your own risk.

Virus checking

We cannot guarantee that documents or files downloaded from this website will be free from viruses, and do not accept responsibility for any damage or loss caused by a virus. For your own protection, please use virus-checking software, and virus check any file you send to us via this website.

Links

You may link to our website provided the link is not misleading and makes clear you are linking to our material, without implying that we endorse your website. If you access third-party websites linked from this site, you do so entirely at your own risk — their inclusion does not imply our endorsement of their content.

Entire agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and us in relation to your use of this website, and supersede any earlier agreements relating to it.

Disputes

Any dispute arising between you and us in relation to this website is governed by English law, and you submit to the exclusive jurisdiction of the English courts.

Last updated: 13 November 2026